Koniec roku to dla firm czas poprawiania wyników, ale w tym roku jest zbyt dużo wolnego w grudniu

  • Grudzień to dla firm czas poprawiania wyników, śrubowania sprzedaży, finalizowania umów, po to, żeby z dobrym wynikiem zamknąć cały rok.
  • W tym roku kalendarz im nie sprzyja – od soboty 21 grudnia biznes zamiera na ponad dwa tygodnie.
  • Świąteczne dni mogą też wydłużyć czas oczekiwania na przelew. W wolne dni standardowe przelewy nie są przez banki wykonywane, dlatego w IV kwartale zainteresowanie finansowaniem faktoringiem rośnie o ponad 11%.

Przedsiębiorcy starają się zamknąć rok z jak najlepszym wynikiem, dlatego grudzień bywa czasem gorączkowych wysiłków do tego zmierzających. W tym okresie na porządku dziennym (a nawet nocnym) jest wydłużanie godzin pracy. Wielu firmom się to opłaca nawet jeśli wiąże się to z koniecznością płacenia nadgodzin. Dobry bilans roczny pomaga w przyszłości w trakcie starania się o finansowanie czy podczas podpisywania ważnych umów.

W tym roku takich działań nie ułatwia kalendarz – od soboty 21 grudnia biznes zamiera na ponad dwa tygodnie. Z 17 dni które zostają od 21.12 do 06.01 aż 10 jest wolnych. Święta Bożego Narodzenia są co roku, więc tego typu przestoje są oczywiste. W tym roku kalendarz układa się jednak specyficznie, bo pomiędzy dniami świątecznymi są pojedyncze, ew. podwójne dni robocze (teoretycznie). Wielu pracowników na pewno zrobi wszystko, żeby mieć wolne w poniedziałek przed Wigilią czy Sylwestrem.

Przedsiębiorcy zapłacą za nasze święta

Wg ekspertów Konfederacji Lewiatan, każdy dzień ustawowo wolny to 4 mld zł strat dla całej gospodarki. Dużą część kosztów ponoszą firmy.

– Oczywiście nie można tej kwoty przemnożyć przez liczbę wolnych dni pozostałych do końca roku, bo grudniowe święta są uwzględniane we wcześniejszych planach produkcji. Z drugiej strony firmom nie uda się przez tak dużą liczbę dodatkowych wolnych dni nadgonić spóźnionych prac czy produkcji. To może oznaczać dla nich opóźnienia we wpływie środków za wystawione faktury. Co roku widzimy wzmożenie zainteresowania faktoringiem pod koniec roku, bo to pozwala firmom skrócić te terminy przelewów nawet do jednej doby. W tym roku jest to jeszcze bardziej widoczne, można powiedzieć, że otrzymujemy około 11% wniosków więcej w IV kwartale – mówi Anna Konecka – Pająk – Dyrektor Makroregionu Mazowieckiego w eFaktor.

Opóźnienia w płatnościach to od lat duży problem w polskim obrocie handlowym. Na koniec III kwartału tego roku zaległości przedsiębiorstw sięgnęły 31,5 mld zł. To gigantyczna kwota, nie da się jej „ukryć” w księgach rachunkowych. Z powodu opóźnień cierpią przedsiębiorcy. Ci którzy nie zabezpieczyli dla swoich firm zastępczych środków mogą być mocno zagrożeni bankructwem. Tym bardziej, że oczekiwanie na przelew może przedłużać się w nieskończoność. Według danych Związku Przedsiębiorców Finansowych w Polsce i Krajowego Rejestru Długów, obecnie co siódma niezapłacona faktura jest przeterminowana od więcej niż roku.

250 miliardów złotych jest przelewane szybciej

Takie realia wpływają na wzrost popularności faktoringu, który powstał jako remedium na opóźnienia w płatnościach. Według Polskiego Związku Faktorów, wartość faktur finansowanych przez faktorów przekroczyła już ponad ćwierć biliona złotych. To blisko 20-proc. wzrost w stosunku do 2017 r.

– Spodziewamy się, że w tym roku z faktoringu skorzysta jeszcze więcej firm niż robiło to w poprzednich latach. Z jednej strony wpływ na to ma kalendarz i duża liczba dni wolnych, kiedy przelewy nie dotrą do odbiorcy, dodatkowo wydłużając czas oczekiwania na pieniądze. Z drugiej strony z roku na rok coraz więcej przedsiębiorców zna to narzędzie i korzysta z niego upatrując w nim skutecznej metody na utrzymywanie ciągłości finansowej na bezpiecznym poziomie. Tym bardziej, że koszty faktoringu systematycznie spadają – mówi Anna Konecka – Pająk – z eFaktor.

Wg danych po trzech miesiącach oczekiwania na zapłatę wierzyciel ma nawet 80 procent szans na otrzymanie własnych pieniędzy od niesolidnego partnera. Po 12 miesiącach ściągalność długu spada do 10 procent. W takim przypadku, może pomóc odpowiednio wcześnie podpisana umowa faktoringu pełnego.

225 Replies to “Koniec roku to dla firm czas poprawiania wyników, ale w tym roku jest zbyt dużo wolnego w grudniu

  1. Thanks for your whole effort on this web site. My mum loves carrying out internet research and it’s simple to grasp why. Many of us notice all concerning the powerful method you give efficient secrets on your web blog and as well as improve participation from others on the area while our favorite princess is becoming educated a great deal. Have fun with the rest of the year. You are always performing a dazzling job.

  2. I wish to express my thanks to the writer for bailing me out of such a predicament. As a result of looking out through the world-wide-web and obtaining views which are not pleasant, I thought my entire life was done. Existing devoid of the solutions to the problems you have sorted out through your good review is a serious case, as well as those that would have in a wrong way affected my entire career if I had not discovered your blog. The training and kindness in dealing with the whole lot was tremendous. I don’t know what I would have done if I had not come upon such a thing like this. I can at this point look forward to my future. Thank you so much for this high quality and result oriented guide. I will not be reluctant to recommend your web page to any person who needs to have guide on this matter.

  3. I intended to compose you that tiny word to give thanks over again regarding the lovely concepts you have documented on this page. It is so strangely generous of you to supply extensively just what some people would have sold for an ebook to help with making some dough for themselves, most importantly seeing that you might well have done it in case you considered necessary. These pointers as well acted to become good way to be aware that some people have the identical passion just as my own to know the truth a great deal more on the topic of this condition. I am certain there are many more pleasurable sessions ahead for many who scan your blog.

  4. My husband and i felt absolutely fulfilled Michael could carry out his analysis through your precious recommendations he obtained through your blog. It is now and again perplexing just to be handing out concepts that people have been selling. And we also fully understand we now have the writer to be grateful to because of that. Those explanations you made, the straightforward site menu, the friendships you make it possible to foster – it’s got many awesome, and it’s really assisting our son and our family know that that situation is excellent, and that is very important. Thanks for the whole thing!

  5. I have to get across my respect for your generosity in support of folks that have the need for help on that topic. Your very own dedication to getting the message all through became amazingly helpful and have helped somebody just like me to get to their desired goals. This warm and friendly guide denotes much a person like me and additionally to my fellow workers. Best wishes; from all of us.

  6. I needed to compose you one tiny note so as to give thanks once again on the awesome things you’ve provided in this article. This is certainly extremely generous of people like you to supply freely just what some people might have marketed for an e-book to get some profit on their own, and in particular since you could possibly have done it if you wanted. These creative ideas additionally served to become great way to know that most people have the identical eagerness similar to my own to know the truth significantly more on the subject of this problem. I believe there are several more pleasurable periods up front for those who look over your website.

  7. I have to express appreciation to the writer for rescuing me from this issue. Because of searching throughout the online world and finding tricks that were not pleasant, I believed my life was over. Living without the presence of strategies to the difficulties you have fixed all through your post is a crucial case, and ones that might have badly damaged my entire career if I had not come across the blog. The capability and kindness in taking care of almost everything was vital. I am not sure what I would’ve done if I had not encountered such a stuff like this. I am able to at this time look forward to my future. Thanks so much for this reliable and amazing guide. I won’t hesitate to propose your web site to any person who ought to have recommendations on this situation.

  8. I as well as my friends happened to be reading through the good guidelines found on your site then at once came up with an awful suspicion I had not expressed respect to the web blog owner for those secrets. These guys are already for that reason glad to read them and have truly been tapping into these things. Thanks for being well thoughtful as well as for pick out these kinds of exceptional subjects millions of individuals are really needing to discover. Our own sincere apologies for not expressing appreciation to sooner.

  9. My husband and i got fulfilled when Peter managed to complete his web research using the precious recommendations he obtained when using the web site. It is now and again perplexing to just continually be releasing tips many others could have been selling. And now we figure out we have the blog owner to give thanks to for that. The main illustrations you have made, the easy web site navigation, the friendships you can help engender – it is mostly unbelievable, and it’s really assisting our son in addition to our family feel that this theme is entertaining, and that is unbelievably essential. Many thanks for everything!

  10. I have to express my appreciation to you just for rescuing me from such a condition. Because of looking out through the search engines and seeing solutions which were not powerful, I believed my life was gone. Living minus the strategies to the issues you’ve solved all through your main review is a serious case, and the kind which may have negatively affected my entire career if I had not discovered your web site. Your good know-how and kindness in handling everything was invaluable. I don’t know what I would have done if I hadn’t come across such a point like this. I can also at this point relish my future. Thanks a lot so much for your expert and amazing help. I will not think twice to propose your web sites to any individual who should have recommendations about this situation.

  11. Thanks for all your effort on this web page. My daughter loves doing investigation and it’s obvious why. Most of us know all concerning the powerful way you provide great guidelines via your web site and as well attract response from the others on this theme plus our favorite girl is becoming educated a lot of things. Take pleasure in the rest of the new year. You’re carrying out a first class job.

  12. I must point out my passion for your generosity for all those that should have guidance on this one topic. Your very own commitment to getting the solution along had been surprisingly powerful and have all the time made guys and women like me to arrive at their ambitions. This valuable facts implies a whole lot a person like me and especially to my fellow workers. Warm regards; from all of us.

  13. Thanks for all your labor on this web page. Ellie take interest in working on investigations and it’s really obvious why. All of us notice all regarding the compelling form you make useful ideas through the web site and in addition cause participation from people on this subject and our own child is without a doubt understanding a great deal. Have fun with the rest of the new year. You are always performing a glorious job.

  14. I have to show my thanks to this writer just for bailing me out of this particular condition. As a result of surfing throughout the world-wide-web and getting principles which are not pleasant, I thought my life was over. Living without the approaches to the problems you have fixed through the blog post is a serious case, as well as the kind which could have in a wrong way damaged my entire career if I hadn’t come across your blog. Your own natural talent and kindness in handling every aspect was valuable. I don’t know what I would have done if I hadn’t discovered such a subject like this. It’s possible to now look forward to my future. Thanks a lot so much for this skilled and result oriented guide. I won’t think twice to recommend the sites to anybody who will need guidelines about this issue.

  15. My husband and i were cheerful that Chris managed to finish off his research from your precious recommendations he acquired out of your site. It is now and again perplexing just to always be offering tricks that many many others might have been making money from. Therefore we figure out we have you to thank for this. All the illustrations you’ve made, the straightforward site menu, the relationships you will make it possible to create – it’s many astounding, and it is assisting our son and us reason why that subject is pleasurable, which is truly serious. Thanks for the whole lot!

  16. I needed to write you a bit of remark to help thank you very much once again for your personal awesome secrets you’ve contributed here. This is simply generous with people like you to allow without restraint exactly what most of us might have offered as an electronic book to help with making some cash on their own, and in particular now that you might have tried it in the event you decided. The thoughts additionally worked to be a good way to recognize that other people online have the identical dream really like my own to understand a great deal more regarding this problem. I know there are several more pleasant times up front for many who scan your site.

  17. I just wanted to jot down a quick note to say thanks to you for the splendid guidelines you are showing here. My particularly long internet research has at the end of the day been rewarded with excellent concept to go over with my visitors. I would believe that most of us readers actually are truly lucky to exist in a really good place with very many wonderful people with useful hints. I feel extremely lucky to have discovered the web pages and look forward to really more enjoyable times reading here. Thanks again for all the details.

  18. My wife and i ended up being now thankful that Jordan could conclude his analysis using the ideas he had from your very own weblog. It’s not at all simplistic just to happen to be handing out ideas which other people might have been trying to sell. We really figure out we’ve got the website owner to appreciate for this. The main illustrations you have made, the straightforward web site navigation, the relationships you will aid to promote – it’s all astounding, and it’s assisting our son in addition to the family reason why this issue is amusing, which is certainly rather mandatory. Thanks for the whole thing!

  19. Thank you a lot for giving everyone remarkably brilliant chance to read critical reviews from this web site. It is often so great and full of fun for me personally and my office fellow workers to visit your site the equivalent of 3 times in 7 days to read through the fresh items you will have. And lastly, I am also certainly happy with your outstanding knowledge you serve. Certain 4 facts on this page are in truth the most efficient I’ve had.

  20. I precisely wished to thank you so much once again. I am not sure what I would have created in the absence of these thoughts documented by you concerning such a concern. Entirely was a real frightful setting in my circumstances, but looking at a well-written form you processed the issue took me to leap with happiness. I will be happier for your advice and even have high hopes you find out what an amazing job you are always providing instructing people using a blog. I am certain you haven’t come across all of us.

  21. I definitely wanted to post a word to be able to appreciate you for these pleasant points you are placing here. My time consuming internet search has now been honored with pleasant insight to go over with my relatives. I would express that many of us visitors are truly endowed to live in a good place with very many lovely people with interesting tips and hints. I feel extremely blessed to have discovered the website page and look forward to many more enjoyable minutes reading here. Thanks again for all the details.

  22. My spouse and i got quite happy Emmanuel could deal with his investigations from the precious recommendations he got from your web site. It’s not at all simplistic to just choose to be offering guidelines that many other people might have been trying to sell. We do understand we now have the blog owner to appreciate because of that. The illustrations you have made, the easy site menu, the friendships your site assist to foster – it is many superb, and it’s really making our son in addition to us believe that that theme is cool, which is tremendously mandatory. Thanks for the whole lot!

  23. I want to express some thanks to this writer just for rescuing me from this problem. As a result of researching throughout the the net and getting recommendations which were not helpful, I figured my entire life was well over. Existing without the solutions to the difficulties you’ve fixed as a result of your posting is a crucial case, as well as the ones which could have badly affected my entire career if I hadn’t noticed your web site. Your own natural talent and kindness in playing with all things was useful. I don’t know what I would have done if I had not come upon such a solution like this. I can at this moment look ahead to my future. Thanks for your time very much for this high quality and sensible help. I won’t think twice to propose your blog to anybody who requires support about this topic.

  24. I would like to express my appreciation for your kindness for folks who require guidance on the area of interest. Your personal dedication to passing the solution along became surprisingly good and has without exception encouraged regular people much like me to arrive at their pursuits. Your own invaluable publication implies much to me and somewhat more to my office colleagues. Regards; from everyone of us.

  25. I am also commenting to let you understand of the beneficial encounter my friend’s princess experienced visiting the blog. She came to find a good number of pieces, most notably what it’s like to have an incredible helping mindset to let a number of people just understand several specialized subject areas. You undoubtedly did more than her expected results. I appreciate you for displaying the warm and helpful, trustworthy, explanatory and in addition cool guidance on that topic to Ethel.

  26. I am also commenting to let you be aware of what a extraordinary encounter my cousin’s child enjoyed reading through your blog. She learned a lot of issues, which included what it is like to possess a great teaching heart to have the rest with ease grasp various extremely tough matters. You undoubtedly exceeded our own expected results. I appreciate you for providing such informative, trustworthy, revealing not to mention fun tips on the topic to Emily.

  27. Thank you for each of your hard work on this web page. Ellie loves carrying out investigations and it is easy to see why. My partner and i notice all concerning the dynamic means you produce practical ideas on this website and as well as inspire response from other ones on the area of interest so our favorite simple princess has been understanding a whole lot. Enjoy the rest of the new year. Your doing a wonderful job.

  28. I simply needed to thank you so much yet again. I’m not certain the things that I might have accomplished in the absence of these pointers documented by you on such a subject. This has been an absolute frustrating concern in my view, nevertheless viewing your specialised style you resolved it took me to weep for joy. I will be grateful for the assistance as well as expect you find out what a great job that you are undertaking instructing the mediocre ones by way of your site. I’m certain you have never got to know all of us.

  29. I am glad for writing to make you understand what a amazing discovery my cousin’s child encountered visiting your site. She noticed several things, which included how it is like to have an ideal giving spirit to get certain people effortlessly gain knowledge of several impossible things. You actually exceeded visitors’ expected results. I appreciate you for providing these precious, safe, edifying and also easy guidance on this topic to Evelyn.

  30. I must point out my gratitude for your kindness for individuals who absolutely need help on that idea. Your very own commitment to getting the message up and down ended up being astonishingly productive and have consistently helped men and women much like me to get to their aims. Your insightful hints and tips can mean a lot to me and extremely more to my fellow workers. Thanks a ton; from everyone of us.

  31. I just wanted to jot down a small message so as to say thanks to you for these great items you are giving here. My considerable internet research has now been honored with awesome content to share with my companions. I 'd express that most of us readers actually are truly fortunate to exist in a fabulous network with many brilliant professionals with beneficial guidelines. I feel pretty happy to have seen your entire webpages and look forward to tons of more fun moments reading here. Thanks a lot once again for everything.

Dodaj komentarz

Twój adres e-mail nie zostanie opublikowany.